Gift-a-Pension Concept
The PROBLEM
OUR SOLUTION
The roughly 200 million domestic workers in Asia, Africa and Latin America are not eligible for pension benefits. Each of them faces a very high risk of old age poverty.
This disaggregated “invisible workforce” is difficult to reach, educate and enroll under a pension program using traditional sales models at an affordable transaction cost.
Gift-a-Pension™ is a global pinBox campaign and platform that encourages and enables households to help their domestic workers to save for old age.
Gift-a-Pension™ is already live in India and Kenya. Please contact us if you wish to deploy our Gift-a-Pension™ platform in your country.
How it Works
Non-linear direct delivery model
Instantly reaches millions of home help across the country through employers. Without relying on agents.
High quality financial literacy
Obiective knowledge and information delivery by well-educated and trusted emplovers with zero incentives to misinform or mis-sell.
Simple and secure digital process
Use WhatsApp to activate a portable digital micro-pension account for your home help. Within minutes.
Co-contribution by employers
LCo-contributions by employers increase benefits. Encourage home help to also save. Change or stop co-contributions at will.
Flexible, portable solution
Zero penalties for missed contributions. Pension account moves with domestic help across jobs and locations.
Regulated, credible product providers
Savings managed by top financial institutions. High real returns. Zero risk of fraud.
