Consultant at the IDB Labor Markets Division. Prior to joining the IDB, she worked as Head of Economic Research at ANIF, a renowned Colombian think tank. She also served in the role of Macroeconomics and Labor Market - Social Security Analyst at the same institution. During her career, she participated in the design of structural reform proposals in the fiscal, labor and social security sectors, which were discussed with the different governments of Colombia. She holds a M.A in economics from the Plekhanov Russian University of Economics and a B.A in economics from the Universidad de los Andes in Colombia.

Lead Labor Markets Specialist in the Labor Markets and Social Security Division of the Inter-American Development Bank (IDB). He is also a researcher at the Institute for Labor Research (IZA) and is part of the Mexico think tank, ¿Cómo Vamos? Prior to joining the IDB in 2010, David had been a Research Economist at the U.S. Bureau of Labor Statistics, a Professor of Economics at the Autonomous Technological Institute of Mexico, and a Private Sector Development Specialist at the World Bank. David is an expert in labor markets in developing countries, particularly in the areas of labor regulation and social security. David has published research articles in journals such as The Journal of Public Economics, the Journal of Development Economics, and the Journal of Economics and Statistics. David received a Ph.D. in Economics from Cornell University in 1998.

Lead Specialist at the Labor Markets Division of the IDB. Since joining the IDB in 2008, he has been responsible for preparing and supervising social security projects and leading research projects in the same area. Prior to joining the Bank, he worked in the Private Pensions Unit of the Organization of Economic Cooperation and Development (OECD) in Paris, where he coordinated studies on pension coverage, investment regulation and supervision of private pension systems. He has a Master’s degree in public policy from the Korean Development Institute, and a M.A. in economic theory and econometrics at Toulouse School of Economics. He is currently lead coordinator of the Network for Pensions in Latin America and the Caribbean (PLAC Network).

Pensions global lead at the World Bank. As a lead economist, he has led the World Bank’s operations and policy dialogue on pensions, social protection and labor across the Middle East and North Africa region for more than 10 years. He was a program leader for the Human Development Program for Egypt, Yemen and Djibouti between 2013 and 2018. He also led the Pension Capacity Building Program at the World Bank Institute. Before joining the World Bank, he served as director of operations, planning and research at the Pension Supervision Authority of Argentina as Director of Operations and Planning. He was a core member of the Argentine pension reform team in the 1990s. Earlier in his career, he was a professor of economics at the Universities of Córdoba, La Rioja and Buenos Aires (Argentina). He is the main author or contributor of seven books on Economics and Pensions.

Fernando Larraín is a Senior Consultant at the World Bank. He is also a member of the Board of the International Centre for Pension Administration and advisor to the Board of the Private Pension Association in Chile. Previously he was a member of the Board of the Altiplano Foundation and CEO of the Chilean Association of AFPs. Fernando Larraín has a Master's degree in Public Affairs from Princeton University and is an Economist from the Pontificia Universidad Católica de Chile.

Creative and transformational leader. Lawyer, master in good governance. +15 years of experience in the public sector, in entities of constitutional justice, economy and public finance and social security. The last 3 years in managerial positions, and the last year and a half as CEO. Expert in legal and pension issues, with knowledge in investment projects, especially PPP. Strategic thinking, leadership oriented to innovative solutions with a client-centric logic, development of high performance teams.

Professor of the Economics Department of the Universidad del Pacífico. She has a Ph.D. in Economics and a Master in Economics and Financing of Aging, both from Tilburg University, and a B.A. in Economics from PUCP. His research areas are health economics, labor markets, pension economics and public economics. His research explores topics such as the impact of the expansion of health insurance on poor households, the effects of pensions on fiscal sustainability and individual welfare, as well as the informality of labor markets and its relationship with savings using experiments and lessons from behavioral economics. She has publications in prestigious international journals and has experience as a consultant for the IDB and ECLAC advising governments of Peru and Latin American and Caribbean countries on pension and labor issues.

Auditor of Finance and Control of the National Treasury in exercise at the Social Security Secretariat in the position of General Coordinator of Technical Studies and Conjunctural Analysis. Previously, he worked at the Secretariat of Economic Policy, at the National Treasury Secretariat and at other institutions in the private sector. Doctor in Development and Institutional Economics from the University of São Paulo and Master in Economic Sciences from the State University of Campinas.

Federal civil servant in the career of Specialist in Public Policy and Government Management, works as coordinator of social security research and studies at the General Coordination of Social Security Studies of the Under Secretary of the General Social Security System/Ministry of Labor and Social Security. She holds a Master's degree in Anthropology of Public Orientation from the Autonomous University of Madrid/Spain (UAM). She holds a degree in International Relations from the Pontifical Catholic University of Minas Gerais (PUC-Minas).

Federal civil servant in the career of Finance Auditor for the National Treasury. He works as General Coordinator of Social Security Studies at the Under Secretary of the General Social Security System/Ministry of Labor and Social Security. He holds a PhD in Economics from UnB and a master's and a bachelor's degree in Economics from USP.

He holds a doctorate in Economics from the Universidad Autónoma de Madrid and a master's degree in Economics from USP and in Management and Direction of Social Security Systems from the Universidad de Alcalá. He serves as Undersecretary of the General Regime of Social Security/Ministry of Labor and Social Security.

Federal civil servant in the career of Specialist in Public Policy and Government Management, works as coordinator of social security policies and economic analysis at the General Coordination of Social Security Studies, Undersecretariat of the General Social Security System/Ministry of Labor and Social Security. He holds a Master's degree in Direction and Management of Social Security Systems from the University of Alcalá. Graduated in Economics from UFMG.

An international researcher and consultant on pensions supervision and risk management of both Defined Contribution and Defined Benefit Regimes. In the last two years, has given advice to the governments of Paraguay, Suriname, Panama, the Dominican Republic, Haiti, Honduras and Nicaragua. In Haiti, Honduras and Nicargua, he is developing projects as a consultant for the IADB in pension regulation and investment of pension funds. More than 13 years of experience as the head of the Regulatory Authority of Pensions of Costa Rica (Superintendence of Pensions), where he developed the risk-based supervision model for the pensions industry. He has also been a lecturer in more than 35 countries worldwide in topics such as social security, financial investments, risk management, public finance, financial risks, economics and international trade agreements.

Research assistant and economics student at Universidad del Pacífico. Experienced in research on improving coverage and savings in pension systems using experiments and learning from behavioral economics. He also has experience in consulting assistance to ECLAC.

Head of Pensions and Remunerations at Banco de México. From 2011 to 2015 she worked for BBVA Research as Senior Economist in Financial Inclusion and Pensions. She also worked for the National Commission of Retirement Saving System (CONSAR) and for the National Commission of Insurance and Sureties in Mexico. She is an Actuary and holds a Master Degree in Finance from the National University of Mexico. Her research -mainly focused in pension systems and financial inclusion- has been published in specialized journals.

Agro-industrial engineer from Universidad del Cauca and specialist in Government, Management and Public Affairs from Universidad Externado de Colombia, with 20 years of experience in financial inclusion, social protection and poverty reduction policies. She has worked as an official of the Presidential Agency for Social Action, where she led national programs for income generation and employability for populations in situations of poverty, displacement and high vulnerability. She held management positions at Fundación Capital, from where she consolidated an important career as advisor to 12 governments in Latin America and the Caribbean on public policies for financial inclusion within social protection strategies. She also worked with international cooperation agencies, through the United Nations and the European Economic Community, in rural development programs aimed at indigenous and peasant populations. Since April 2019, she assumed the Vice-Presidency of Periodic Economic Benefits at Colpensiones, with the responsibility of extending social security coverage to low-income and informal populations in Colombia.

Head of Pensions and Remunerations at Banco de México. From 2011 to 2015 she worked for BBVA Research as Senior Economist in Financial Inclusion and Pensions. She also worked for the National Commission of Retirement Saving System (CONSAR) and for the National Commission of Insurance and Sureties in Mexico. She is an Actuary and holds a Master Degree in Finance from the National University of Mexico. Her research -mainly focused in pension systems and financial inclusion- has been published in specialized journals.

Expert in pension matters, Operational Risk Management and Strategic Planning. She has worked for more than 12 years in the Dominican Pension System, as a consultant and in its supervisory body. He is currently Head of Risk Compliance at INICA. She has been Director of Strategic Studies of the Superintendence of Pensions of the Dominican Republic. She holds a Master's Degree in Finance from the Carlos III University of Madrid and is an Economist from the Pontificia Universidad Católica Madre y Maestra of the Dominican Republic.

Ariel Cancio is Technical Secretary of the Commission of Experts on Social Security, which is responsible for carrying out a diagnosis and formulating recommendations that constitute the fundamental input for the social security reform process being carried out by the Uruguayan Government. He is currently Economic Advisor of the Ministry of Economy and Finance, Uruguay. He also teaches at the Universidad de la República. He has been Coordinator of the Financial Inclusion Program and modernization of the payment system. Ariel Cancio is an Economist and holds a Master's Degree in Economics from Universidad de la República.

He worked for more than 20 years in the Regulatory Agency of the Pension System in Mexico, where as Vice President of Operations he led the implementation of innovative and disruptive models based on technological tools, promoting financial inclusion through programs to encourage voluntary savings based on the theories of behavioral economics that have been recognized internationally, He currently serves as CEO of Pension Policy International, a platform for information, research and analysis on pensions and retirement in the world and is an Associate of Regulatory Market Design (RMD) firm with international experience in technological innovation projects, financial inclusion, continuous improvement strategies and control as well as process re-engineering.

Mexico’s pension regulator 2013-2018. Economist and political scientist, former member of Mexico´s Financial Stability Board with expertise in political risk, financial markets and pensions. Former President of the International Organization of Pensions Supervisors. Earlier he was Mexico´s political risk expert at the Eurasia Group, Chief Communications Officer of Pemex and Chief economist at Banorte.

José Antonio Herce is one of the leading experts on longevity and pensions in Spanish-speaking countries. With more than thirty years of teaching experience as a professor of Economics at the Complutense University of Madrid, he belonged to the Corps of Graduates of the EU Commission between 1987 and 1991. He has also directed the Fundación de Estudios de Economía Aplicada (FEDEA) and has been managing partner of the applied economics area of Analistas Financieros Internacionales (Afi) and, until 2019, senior advisor of the consulting firm and professor at its School of Finance. He is a founding partner of LoRIS (Longevity and Retirement Income Solutions).

José Luis Orós is a social entrepreneur and CEO of the startup Pensumo. He started working at El Corte Inglés until 2013 when he founded Pensumo, an innovative platform that offers a savings model by measuring personal consumption and measuring responsible actions. He is also Top ODS 8 by the Spanish Network of the Global Compact 2020, Aragonese Social Entrepreneurship Award 2018 and Champion Phase II H2020SME "New Business Models for Inclusive and Reflective Societies" 2019.

Manuel is a Mexican economist specializing in the economics and finance of aging. He is passionate about translating best practices and research into viable innovative products. He has been involved in operational, consulting, or advisory work across the Americas, Asia, and Europe and has held senior positions in pension funds and multilateral organizations. He has published widely about pension reform, regulation, and the future of work. He is an ITAM | Yale | Tilburg graduate that advises global regulatory & pension reforms and sits at international pensions and aging platforms boards..

Richard K. Fullmer, CFA is CEO and co-founder of Nuovalo Ltd., a global PensionTech company that specializes in fair longevity risk pooling. He is also founder of Nuova Longevità Research, a pension research and consultancy firm located in Maryland, USA. Prior to his current roles, he held senior portfolio strategy roles at T. Rowe Price and at Russell Investments, where he specialized in retirement plans, endowments and foundations, and other asset allocation and liability-driven investment problems. His work experience also includes roles at Fidelity Investments and Safeco Insurance. Mr. Fullmer has written extensively on topics pertaining to longevity and sustainability risk, tontine finance and mortality-pooled investment design, longevity risk pooling, portfolio strategy, spending strategy, and insurance strategy. Mr. Fullmer is a recipient of the Edward D. Baker III Journal Research Award from the Investments and Wealth Institute, a member of the Advisory Board of the Journal of Retirement.

Currently leading the first public sector innovation lab: Katapulta, through the experimentation of people-centered solutions. This covers from the design of the lab, the innovation strategy, the construction of prototypes and what I consider as a critical point: the roadmap of its internal deployment. Previously I have participated in the creation, development and implementation of digital projects in sectors such as banking, telcos, automotive, among others. He is currently the leader of the Katapulta Innovation Laboratory, which is the innovation laboratory of the National Social Security Office (ONP). Previously he has been an IT specialist in innovation projects at Labentana-Interbank. She is an Industrial Engineer from Universidad de Lima with a Master in Business Administration from Universidad San Ignacio de Loyola.

Fernando Galindo is an adviser of Vitalis investment management for ESG and communications, and member of its investment committee. He is Professor of Business Ethics, Corporate Governance and CRS at the Universidad Anahuac and at the EGADE Business School (TEC of Monterrey). He holds a Ph.D. in Philosophy from the Universität Konstanz (Germany). He is co-founder and editor of the digital magazine Spes (Spes.lat) a publication dedicated to improve the quality of the public discussion in Mexico and the Spanish speaking world.

Michelle Hasson Bachelor of Economics and Administration de la Pontificia Universidad Católica de Chile, Co Founder & CEO U-Zave Fintech de Ahorro, líderes de programas de micro ahorro en Chile. U-Zave ha recibido importantes reconocimientos entre algunos de ellos Premio Nacional de Innovación, Avonni, Finance Forward Latam Village Capital, South Summit Chile, Startup Chile, Socialab. U-Zave actualmente provee una plataforma tecnológica de Micro ahorro, con una solución marca blanca para dos grandes empresas en Chile: Caja los Andes y la Asociación de las Administradoras de Fondos de Pensiones (AFP) teniendo más de 350 mil usuarios en ambas plataformas.

Bachelor of Economics and Finance de la Pontificia Universidad Católica de Chile. CoFounder & CFO de U-Zave. Antes de fundar U-Zave, se especializó en el área de gestión de inversiones, participando de la administración de los fondos de pensiones de AFP Cuprum, gestora con US$35 bn en activos bajo administración. Entendiendo los grandes desafíos que presenta la democratización de los sistemas de pensiones en Latinoamérica, y en especial la inclusión de sectores con mayor informalidad, cofundó y actualmente lidera, junto a Michelle Hasson, una plataforma tecnológica que facilita el acceso a servicios de ahorro e incentiva los aportes recurrentes, utilizando como principal herramienta microahorros generados gracias a la vinculación del gasto diario de las personas con el ahorro.

Carolina Cabrita Felix is Director for Latin America and the Caribbean at the pension and longevity economics consultancy Novaster. Prior to joining Novaster, Carolina coordinated the Pension Network in Latin America and the Caribbean (PLAC Network) of the Inter-American Development Bank (IDB) for 5.5 years. Previously, she was the technical secretary of the International Association of Pension Fund Supervisory Agencies (AIOS), as well as an economist at the Atlanta Federal Reserve, the Chilean Superintendency of Pensions and HypoVereinsbank. Carolina holds a PhD in Economics from Emory University, a Master's degree in Economics from the University of Chile and a Bachelor's degree in Economics from Ibmec Rio de Janeiro. She is co-author of several articles on social security and pensions.

Manuel Lozano is Director of Novaster. Economist and Actuary from the University of Barcelona. He has more than 20 years' experience in consultancy, where he has advised on all aspects of Social Welfare, focusing in recent years on the valuation and accounting of commitments for financial institutions. In Latin America he is a consultant and regular collaborator of the IDB, and has led the Study of Pension Coverage of the informal population in the AIOS countries. He is an actuary with extensive international experience, advising and participating in numerous projects for Pension Fund Administrators and Governments in the region. He was Technical Director of the Pension Fund Administrator AFP Camino in the Dominican Republic.